Finance Calculator

At NZ Cheap Cars, we’ve teamed up with trusted finance partners to help you get behind the wheel — faster and with less hassle. Whether you’re working, on a visa, or just starting out with a learner licence, we’ve got options for you!

  • All income types considered
  • Learner licence & work visa customers welcome – T&Cs apply
  • Bad or limited credit? We’ll still take a look
  • No deposit options available – T&Cs apply
  • Up to 5 years to pay – flexible terms that fit your budget
  • Use our finance calculator to plan your repayments easily

Interest rates and fees depend on your personal situation and the lender’s criteria. Rates may vary for learner licence and work visa customers.

All applications are subject to responsible lending checks and approvals.

*T&Cs Apply

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  • 12
  • 24
  • 36
  • 48
  • 60
$33.07
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*This weekly repayment estimate is based on first-tier finance approval for a 5-year term, including a $510 documentation fee and a $1,000 deposit, with an interest rate of 11.95%. Full Term amount payable of $13,885. Please note that this is an indicative figure only; final approvals and terms may vary for each applicant.

Finance Enquiry